Health Insurance Reform Definitions

he health care reform terms are piling up in the news and on talk radio. You want to understand what lawmakers now want to call "health insurance reform," but it gets a little confusing.
If you are feeling like you just need a quick primer on some of the health care insurance reform definitions then take a look below at some of the most common health care reform terms:
Public Option Public option is the term being used for a proposed government choice for health care insurance. This is part of a larger bill proposed by President Obama in the first year of his presidency to overhaul the health care system with health care reform and insurance reform.
Fee for Service Fee for service is the term for how doctors get paid. For each service the doctor performs they get paid a fee. The fee for service health care model has been criticized by health care reform advocates.
Pre-existing Conditions Having a pre-existing condition when shopping for health insurance can a difficult task. Understanding the definition of a pre-existing condition can be a good first step in obtaining a good health insurance policy.
Mandated Health Insurance Mandated health insurance is when one is mandated, or required to purchase health insurance. This is the term most often used in the new health insurance reform legislation by the Obama administration.
Insurance Exchange A health insurance exchange is the proposed way under the Obama administration to help with health insurance competition and health insurance reform. This new program will be a key component in providing health insurance to millions of uninsured Americans.